HappyInvest - Wealth Talk

Common Saving Mistakes Nigerians Make (And How to Fix Them)

Common Saving Mistakes Nigerians Make (And How to Fix T...

Are you saving money but not seeing progress? Learn the common saving mistakes N...

Budgeting Isn’t the Problem . Your Lifestyle Is

Budgeting Isn’t the Problem . Your Lifestyle Is

Budgeting isn’t failing you; your lifestyle is. Learn how lifestyle creep destro...

How to Read Financial Terms & Conditions and Avoid Hidden Fees

How to Read Financial Terms & Conditions and Avoid Hidd...

Learn how to read financial terms and conditions, spot hidden fees, understand r...

How Banks Make Money From Your Deposits

How Banks Make Money From Your Deposits

Ever wondered how banks make money from your deposits? This article explains the...

How to Make Money as an Investor in a Falling Inflation Rate

How to Make Money as an Investor in a Falling Inflation...

As inflation in Nigeria falls to multi-year lows, smart money begins rotating fr...

Financial Goals That Actually Work

Financial Goals That Actually Work

Struggling to achieve your financial goals? Learn how to set realistic, practica...

How to Calculate Your True Monthly Cost of Living

How to Calculate Your True Monthly Cost of Living

Struggling to save money? Learn how to calculate your true monthly cost of livin...

How to Spot a Strong Business Early

How to Spot a Strong Business Early

Learn how to spot a strong business early by understanding customer demand, cash...

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5 Simple Side Hustles You Can Start Today to Earn Extra Income in 2026

5 Simple Side Hustles You Can Start Today to Earn Extra...

Discover easy and profitable side hustles anyone can start in 2026. Earn extra i...

How to Invest in FGN Bonds, Interest Rates, and Monthly Income

How to Invest in FGN Bonds, Interest Rates, and Monthly...

Learn what bonds are, types of bonds in Nigeria, FGN bond interest rates, and ho...

Income Management vs Expense Control: Which One Builds Wealth?

Income Management vs Expense Control: Which One Builds ...

Is earning more money enough? Learn the key differences between income managemen...

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Financial Literacy 101: The Essential Money Skills Every Adult Should Know

Financial Literacy 101: The Essential Money Skills Ever...

A clear and simple guide to the key financial skills every adult needs—budgeting...

Warning Signs in Financial Statements

Warning Signs in Financial Statements

Learn the most important warning signs in financial statements, including cash f...

Portfolio Mistakes Beginners Make

Portfolio Mistakes Beginners Make

Discover the most common portfolio mistakes beginners make and learn how to avoi...

Why Asset Allocation Matters More Than Stock Picking

Why Asset Allocation Matters More Than Stock Picking

Is picking the right stock enough? Discover why asset allocation matters more th...

What Happens Behind the Scenes of Stock Trading

What Happens Behind the Scenes of Stock Trading

What actually happens when you buy or sell a stock? Learn the behind-the-scenes ...

are ETFs better than stocks

are ETFs better than stocks

Learn the difference between ETFs and stocks, which is better for beginners, and...

Mutual Funds in Nigeria: Best Funds, Types, and How to Invest as a Student or Salary Earner

Mutual Funds in Nigeria: Best Funds, Types, and How to ...

Learn what mutual funds are, the best mutual funds to invest in Nigeria, how stu...

are ETFs better than stocks

are ETFs better than stocks

Learn the difference between ETFs and stocks, which is better for beginners, and...

Mutual Funds in Nigeria: Best Funds, Types, and How to Invest as a Student or Salary Earner

Mutual Funds in Nigeria: Best Funds, Types, and How to ...

Learn what mutual funds are, the best mutual funds to invest in Nigeria, how stu...

Beginner ETF Portfolios in Nigeria

Beginner ETF Portfolios in Nigeria

Learn how to build beginner ETF portfolios in Nigeria with ₦10,000 to ₦100,000. ...

Before Buying ETFs in the Nigerian Stock Market: What Every Investor Must Know

Before Buying ETFs in the Nigerian Stock Market: What E...

Thinking of buying ETFs in Nigeria? Learn how ETFs work on the Nigerian Exchange...

Money Market, Mutual Funds & PPP Explained Simply (A Beginner-Friendly Guide for Nigerians)

Money Market, Mutual Funds & PPP Explained Simply (A Be...

Many Nigerians are confused about Money Market Funds, Mutual Funds, and PPP. Thi...

Warning Signs in Financial Statements

Warning Signs in Financial Statements

Learn the most important warning signs in financial statements, including cash f...

How to Use P/E Ratio and Dividend Yield When Buying Stocks on NGX (Practical Guide)

How to Use P/E Ratio and Dividend Yield When Buying Sto...

Many Nigerian investors lose money by buying stocks based on hype. This practica...

Live NGX Stock Breakdown — What Nigerian Investors Are Watching Now

Live NGX Stock Breakdown — What Nigerian Investors Are ...

Nigeria’s stock market is surging in 2025, with the NGX 30 Index up over 50%. Th...

Nigerian Investors Are Watching Now

Nigerian Investors Are Watching Now

Learn how to analyze live NGX stocks using P/E ratio, dividend yield, insider bu...

How to use Long Term and Short Term to  Create Wealth

How to use Long Term and Short Term to Create Wealth

Think investing means choosing one strategy forever? Learn how the Core + Satell...

Portfolio Mistakes Beginners Make

Portfolio Mistakes Beginners Make

Discover the most common portfolio mistakes beginners make and learn how to avoi...

Why Asset Allocation Matters More Than Stock Picking

Why Asset Allocation Matters More Than Stock Picking

Is picking the right stock enough? Discover why asset allocation matters more th...

Betting or Buying a Stock in Nigeria: Which One Really Builds Wealth?

Betting or Buying a Stock in Nigeria: Which One Really ...

Many Nigerians bet every week hoping to get rich quickly, while others quietly b...

Why Every Nigerian University Student Must Start Investing in Stocks & ETFs While in School

Why Every Nigerian University Student Must Start Invest...

Many Nigerian students believe investing should wait until after graduation. Thi...

What Happens Behind the Scenes of Stock Trading

What Happens Behind the Scenes of Stock Trading

What actually happens when you buy or sell a stock? Learn the behind-the-scenes ...

How to Read a Company’s Financial Statements (Beginner-Friendly Guide)

How to Read a Company’s Financial Statements (Beginner-...

Understanding a company’s financial statements is the foundation of smart invest...

The Full Foundation of Stock Market Investing in Nigeria (Beginner Guide)

The Full Foundation of Stock Market Investing in Nigeri...

This beginner-friendly guide explains the full foundation of stock market invest...

How to invest in  Real Estate

How to invest in Real Estate

Do you think you need millions to invest in real estate in Nigeria? Learn how fr...

Managing Money as a Couple

Managing Money as a Couple

Learn how to manage money as a couple, avoid financial conflicts, set shared goa...

How to Build Generational Wealth Without Working Harder

How to Build Generational Wealth Without Working Harder

Learn how to build generational wealth without working harder by owning assets, ...

Retirement Planning Is Not for Old People It’s for the Smart and Young

Retirement Planning Is Not for Old People It’s for the ...

Learn why retirement planning should start early, even as a student. Discover si...

10 Costly Financial Mistakes Nigerian Parents Make Every Day  And How to Fix Them in 2026

10 Costly Financial Mistakes Nigerian Parents Make Ever...

Nigerian parents are making daily money mistakes that hurt their family’s future...

How to Make Extra Money Every 3 Months in Nigeria Using Stocks 

How to Make Extra Money Every 3 Months in Nigeria Using...

Learn how students and salary earners in Nigeria can earn passive income every 3...

How I Would Build Wealth as a Student or Salary Earner

How I Would Build Wealth as a Student or Salary Earner

Think you need a high salary to build wealth? Discover how students and salary e...

Managing Money as a Couple

Managing Money as a Couple

Learn how to manage money as a couple, avoid financial conflicts, set shared goa...

How to Build Generational Wealth Without Working Harder

How to Build Generational Wealth Without Working Harder

Learn how to build generational wealth without working harder by owning assets, ...

10 Costly Financial Mistakes Nigerian Parents Make Every Day  And How to Fix Them in 2026

10 Costly Financial Mistakes Nigerian Parents Make Ever...

Nigerian parents are making daily money mistakes that hurt their family’s future...

How I Would Build Wealth as a Student or Salary Earner

How I Would Build Wealth as a Student or Salary Earner

Think you need a high salary to build wealth? Discover how students and salary e...

The Ultimate Guide to Family Trusts in Nigeria

The Ultimate Guide to Family Trusts in Nigeria

This comprehensive blog explores family trusts in Nigeria, covering definitions,...

How a Young Nigerian Man Can Build Wealth That Lasts

How a Young Nigerian Man Can Build Wealth That Lasts

Generational wealth is not built overnight. This guide explains how young Nigeri...

How to Make Extra Money Every 3 Months in Nigeria Using Stocks 

How to Make Extra Money Every 3 Months in Nigeria Using...

Learn how students and salary earners in Nigeria can earn passive income every 3...

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7 Practical Wealth-Building Habits You Can Start Today (No Huge Income Needed)

7 Practical Wealth-Building Habits You Can Start Today ...

Building wealth isn’t about earning millions overnight—it’s about consistent hab...

10 Smart Ways to Grow Your Wealth in 2026 (Even If You’re Starting Small)

10 Smart Ways to Grow Your Wealth in 2026 (Even If You’...

Practical, beginner-friendly strategies to grow wealth in 2025 — from investing,...

Retirement Planning Is Not for Old People It’s for the Smart and Young

Retirement Planning Is Not for Old People It’s for the ...

Learn why retirement planning should start early, even as a student. Discover si...

How to Build My Nigeria + US Retirement Portfolio

How to Build My Nigeria + US Retirement Portfolio

A practical guide to building a diversified Nigeria and US retirement portfolio....

Retirement Planning in Nigeria: How to Build Wealth and Live Comfortably in Old Age

Retirement Planning in Nigeria: How to Build Wealth and...

Retirement planning is not about old age; it’s about financial freedom. This gui...

Generational Wealth Planning

Managing Money as a Couple

Learn how to manage money as a couple, avoid financial conflicts, set shared goa...

Generational Wealth Planning

How to Build Generational Wealth Without Working Harder

Learn how to build generational wealth without working harder by owning assets, ...

Technical & Fundamental Analysis

Warning Signs in Financial Statements

Learn the most important warning signs in financial statements, including cash f...

Stocks

How to Compare Companies in the Same Sector

Learn how to compare companies in the same sector using revenue growth, profitab...

Business & Entrepreneurship

How to Spot a Strong Business Early

Learn how to spot a strong business early by understanding customer demand, cash...

Budgeting & Saving

Common Saving Mistakes Nigerians Make (And How to Fix T...

Are you saving money but not seeing progress? Learn the common saving mistakes N...

Diversification Techniques

Portfolio Mistakes Beginners Make

Discover the most common portfolio mistakes beginners make and learn how to avoi...

Stocks

How Market Liquidity Affects Stock Prices

Market liquidity plays a major role in how stock prices move and whether investo...

Stocks

Why Volume Matters More Than Price

Learn why volume matters more than price in stocks and investing. Discover how v...

Banking Basics

How to Read Financial Terms & Conditions and Avoid Hidd...

Learn how to read financial terms and conditions, spot hidden fees, understand r...

Diversification Techniques

Why Asset Allocation Matters More Than Stock Picking

Is picking the right stock enough? Discover why asset allocation matters more th...

Personal Finance

Financial Goals That Actually Work

Struggling to achieve your financial goals? Learn how to set realistic, practica...